• It looks like Priyanka Chopra just debuted an engagement ring from reported fiancé Nick Jonas on Instagram.
• Actress Raveena Tandon shared a selfie with Chopra where a diamond ring was clearly visible on her left hand.
• According to People, the ring appears to be from Tiffany & Co.
  
• Gemologist and diamond expert Grant Mobley told INSIDER the ring could have cost an estimated $300,000.

The past three months have been a whirlwind for Priyanka Chopra and Nick Jonas. Reports of their blossoming romance surface in late May, and the couple reportedly got engaged two months later in July. Everyone has since been keeping their eyes peeled for a glimpse of a ring, and it looks like Chopra just revealed the first look on her friend's Instagram.

Actress Raveena Tandon shared a selfie with Chopra on Tuesday, and Chopra can be seen with a diamond ring on her left hand. Though neither Chopra or Jonas have publicly confirmed their engagement, many in the comments section seem to think the massive ring is definitely from Jonas.

People reports that the stunning ring appears to be a custom design by Tiffany & Co. It was previously reported that Jonas rented out a Tiffany & Co. store in New York to pick out the engagement ring. 

Gemologist and diamond expert Grant Mobley told INSIDER that a ring of this size and quality could have cost around $300,000, and features some very classic elements in the design.

"What I can tell is that the ring features a center diamond that is roughly five carats," Mobley told INSIDER. "It is a timeless design and features a cushion cut diamond set in platinum with what looks like small baguette diamonds on the sides. The ring is reported to be from Tiffany & Co., so the quality of these diamonds is among the best found in nature, and the diamonds were ethically sourced."

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• Hailey Baldwin finally revealed a close-up look at her engagement ring from Justin Bieber.
• The ring is featured prominently on the cover of Vogue Mexico's September issue.
• Her ring is estimated to be worth $600,000 and is from Solow & Co. in New York City.

It didn't take long for Hailey Baldwin and Justin Bieber to confirm their whirlwind engagement after the rumors emerged in early July, and the couples' fans have since been keeping an eye out for a close-up shot of Baldwin's ring.

The 21-year-old model initially gave her Instagram followers a sneak peek of the ring on Monday, but now she's finally putting it front and center for the September cover of Vogue Mexico.

The stunning cover shot, taken by photographer Bjorn Iooss, shows Baldwin draping her right hand towards the camera to show off her sparkling ring.

Gemologist and diamond expert Grant Mobley told INSIDER that the ring has an estimated cost of $600,000 and appears to be about eight carats. Mobley also thinks the oval shape is an elegant, smart choice.

"An oval is an elongated brilliant cut, resulting in an optical illusion that the stone is larger than it really is, so it tends to look larger on the finger," Mobley told INSIDER. "Also, oval shapes are very comfortable to wear and natural-looking on the finger — especially when talking about diamonds as big as Hailey's. Without any other diamonds surrounding it, the main diamond really does all the talking here."

Bieber worked with New York-based jeweler Jack Solow of Solow & Co. to design the ring, and the jeweler told People that Bieber was very hands-on with the process. 

"In the end, Justin wanted something that would gracefully accentuate Hailey's beautifully shaped hands," Solow told People. "We settled on an oval stone that was just exceptional in its length and grace."

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• It can be tough to figure out your partner's ring size without revealing your plan to buy them an engagement ring.
• To subtly get their ring size, there are a lot of hacks you can try.
• Ultimately, if all else fails, you can just ask your partner.

Planning a surprise marriage proposal can be quite complicated. Not only do you need to keep the big event itself a secret, but you might also need to pick up an engagement ring that will not only amaze but also fit.

Short of asking them directly, it can be tough to figure out someone's ring size. If you want to pull off a flawless proposal, there are a few ways to make sure that you can actually slide that ring onto your partner's finger when the moment arrives.

Here's how to stealthily find out your partner's ring size without them knowing.

First of all, it might help to know their height and weight

According to the Swiss Gemological Laboratory, the average woman's ring size is between five and seven. The average adult man's ring size is between nine and 11.

Since the average-sized woman in the US is about 5 feet 4 inches tall and the average man in the US is about 5 feet 9 inches tall, Thom Duma Jewelers suggested that you might be able to assume your partner's ring size falls in the average range based on their height.

Of course, not everyone is going to fit the average. A taller, slimmer person might wear a smaller ring size, while a shorter, heavier individual might wear a larger size.

Borrow one of their rings and take it to a jeweler

One easy way to get a feel for your partner's ring size is to secretly borrow one of their existing rings, Long's Jewelers recommended.

Make sure it's a ring that you know fits them perfectly, but not one they wear every day. If it's one of their daily accessories and you swipe it from the nightstand, they're likely to notice it's missing.

You don't absolutely need to grab one that they wear on their ring finger — though that would be ideal — as many jewelers can make a fairly accurate judgment based on any well-fitted ring.

You can also use a bar of soap to help you figure out their ring size

Stealing your partner's jewelry can be difficult. Another method recommended by Thom Duma Jewelers is to quickly press one of your partner's rings into a bar of soap or piece of soft wax. This will leave an impression that can then be measured by a jeweler.

Again, be sure it’s a ring that they wear frequently and one you know fits them well.

Some jewelers think the most accurate way to determine a ring size is to try the ring on yourself

Turns out, all you may need to get a pretty accurate ring size measurement is a pen.

"The most accurate way we've found is to take a ring your partner wears often while they're not paying attention and put it on one of your own fingers," Alexis Padis of Padis Jewelry said to How He Asked.

After popping on your partner's ring, draw a pen line on your finger directly below where the ring is sitting. Then, head straight to a jeweler. They'll be able to use the pen mark to find out what size ring you tried on.

Recruit help from friends and family

Your partner's inner circle could be a treasure trove of ring-related information. Besides preferences on style and stones, their friends and family might even know your partner's ring size.

Chat up your partner's parents to find out if they've purchased any rings for your partner in the past and what size they were, Long's Jewelers recommended.

Asking your partner's close friends for a ring size could also yield success, as your partner may have slipped them the information for just this situation. If they don't know, asking one of their friends to subtly question your partner about their ring size could also be a good move.

Have your partner try on some rings in a casual setting

There's always the chance that your partner doesn't wear rings and couldn't tell you their size even if you asked.

If you take your partner to a jewelry store and ask them to try on engagement rings "just for fun," they'll know something is up. Instead, try to get a ring on their finger in a less obvious way.

How He Asked suggested asking one of your partner's engaged friends to persuade your partner to try on their ring in order to gauge the fit. You might also ask your partner to help you shop for jewelry for a family member and encourage them to try on a few rings in the process.

Do some creative sleuthing during craft time

Johnston Jewelers advised crafty couples to make some artwork together that involves tracing hands. The tracing can then be taken to a jeweler, who might be able to get a rough finger diameter from the picture.

If your partner is a heavy sleeper, you can try to measure your partner's finger while they sleep

If you have the manual dexterity of a surgeon and the courage of a fighter pilot, you can also try to measure your partner’s finger in their sleep.

According to Thom Duma Jewelers, the best way to do this is to wrap a thread or string around their ring finger, mark the length of the string with a piece of tape or a marker, and then bring that string to a jeweler.

Obviously, waking up to the sight of someone secretly measuring your ring finger is a dead giveaway that a proposal is imminent. Employ this tactic with caution.

If you're really not sure, go for a larger ring size

According to Johnston Jewelers, it’s easier to resize a ring to fit a smaller finger than expand a too-tight ring to fit a larger finger. Making a ring smaller usually involves removing a bit of material, whereas making it larger can entail adding more metal or narrowing the band.

It's also infinitely more romantic to be able to slip a ring on your partner during the proposal than it is to try and unsuccessfully squeeze their finger into a snug band.

Or, just ask

An engagement ring is one of the only items your partner will see and touch every day for (ideally) the rest of their life. It's important to get it right. This is why, if all else fails, no one will blame you for just asking your sweetheart what their ring size is.

If you're considering proposing, you've probably discussed marriage with your partner and they might be expecting you to pop the question anyway. Sure, this tactic spoils some of the surprise, but the actual ring design and proposal time can still be a secret.

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• Ariana Grande and Pete Davidson have reportedly called off their engagement and split up.
• TMZ first reported that the 25-year-old pop star and the 24-year-old Saturday Night Live star called it quits over the weekend.
• Sources close to Grande and Davidson told TMZ that the timing for the couple for was not right, but added that they haven't ruled out rekindling things in the future. 
• A source from Grande's camp told People magazine that the couple felt their whirlwind engagement was "way too much too soon."

Ariana Grande and Pete Davidson have reportedly called off their engagement and split up.

TMZ first reported that the 25-year-old singer and her 24-year-old Saturday Night Live fiancé called it quits over the weekend.

Sources close to the both Grande and Davidson told TMZ that the timing for the couple for was not right. The source added that the two haven't ruled out the possibility of rekindling in the future.

A source from Grande's camp told People magazine that the couple felt their whirlwind engagement was "way too much too soon."

"It's not shocking to anyone," the source told People. 

The duo announced their surprise engagement in May, just weeks after reports first emerged that they were dating. Around that time, Davidson commissioned a custom-made ring that Grande had been spotted wearing.

The two were known to be very affectionate towards each other on social media, but as of Sunday it appeared Davidson's accounts were no longer active. 

In September, the couple announced they would be taking some time away from the spotlight. Grande's team told People that the singer needed time to "heal and mend" following the death of her ex-boyfriend Mac Miller. 

Later that month, Davidson joked that no one could believe he and Grande were engaged, and that he and Grande may break up. 

"If we break up — and we won't. We will. But we won't," he joked. "I'm kidding, but like in 10 years, God forbid if that ever happened, there will be a song called Pete Davidson, like playing in speakers at K-Mart and I'll be working there."

And earlier this month, Davidson covered up a "Dangerous Woman" bunny ears tattoo inspired by Grande that he had below his left ear. He instead replaced it with a black heart with a small "a" next to it. 

INSIDER has reached out to the couple's representatives for comment. 

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Although the thought of shopping for an engagement ring can feel as overwhelming as popping the question, finding the perfect ring doesn't have to be an overly stressful event.

Before embarking on your quest to find the perfect ring, here are some engagement ring shopping tips to keep in mind. 

Don't worry if you're not sure about which diamond and setting you're looking for.

Having a set look in mind for the engagement ring isn't nearly as important as you'd think.

In fact, Alicia Davis, Shane Co's VP of merchandise, suggests keeping an open mind and trying a lot of options. 

"Be open to trying a lot of options to find your forever ring. The number one thing to avoid is shopping with a set grade in mind for the diamond you're looking for," Davis told INSIDER. "Instead, compare side by side among a few options and then decide which you think is the most beautiful. You'll know which one catches your eye the most."

Remember, the size of the diamond isn't everything.

When it comes to buying engagement rings, Davis encourages shoppers to think about variables other than size. 

"One of the most important things when shopping for engagement rings is to not be discouraged by the size of diamonds you see on celebrities and in social media — carat size is only one of the four factors in determining a diamond's beauty," Davis said. "Two diamonds can be graded the same, but they will never look the same.

You might want to consider stones that aren't diamonds.

Diamonds aren't the only option when it comes to choosing an engagement ring.

"Natural color sapphires and gemstones in almost every shade in the rainbow are becoming increasingly popular in engagement rings," said Davis. "They are a great way to personalize your engagement ring to be truly one-of-a-kind."

• While receiving an award at Elle magazine's annual Women in Hollywood event, Lady Gaga appeared to confirm her engagement when she called her agent, Christian Carino, her "fiancé" in her thank-you speech.
• As reported by Us Weekly, Lady Gaga has been wearing a pink sapphire ring since 2017.
• Gemologist and diamond expert Grant Mobley told INSIDER Gaga's ring could have cost $300,000.
• Though it appears to be larger, Gaga's gem looks similar to Princess Eugenie's engagement ring.
• It also resembles Kate Middleton's engagement ring, which once belonged to Princess Diana.

Dedicated Lady Gaga fans have spent the past year speculating whether the entertainer is engaged.

After Elle magazine's annual Women in Hollywood event, where Gaga called her agent, Christian Carino, her "fiancé" in her award-acceptance speech, it's safe to say fans were right about her pink gem all along.

In November 2017, Us Weekly reported that the couple had gotten engaged over the summer, but Gaga was first spotted wearing the ring at the Grammys in January.

Gaga has worn the gem at just about every occasion since, most recently while attending multiple screenings of her film "A Star Is Born."

Lady Gaga's engagement ring could have cost up to $300,000

Gemologist and diamond expert Grant Mobley told INSIDER that Gaga's "timeless design" features a rare, high-quality stone and could have cost nearly $300,000.

"The ring features what appears to be an oval, pink sapphire around six carats, surrounded by a halo of round diamonds looking to be around three carats in total," Mobley said.

"Estimating the value of such a ring is not easy without details on the center stone, but this one looks to be of incredible quality, making it rare and probably valued at over $300,000."

Mobley also said Gaga's engagement ring is "fit for music royalty," which is perhaps a fitting statement.

Gaga's ring looks a lot like ones worn by members of the royal family

Princess Eugenie's ring similarly features a pink sapphire gem and is surrounded by a diamond halo.

While it's unknown how much Princess Eugenie's ring cost, it does appear to be a bit smaller than Gaga's and therefore probably cost a little bit less.

Kate Middleton's ring, which previously belonged to Princess Diana, is also of the same shape and style.

Rather than a pink gem, Middleton's engagement ring features a blue sapphire surrounded by a 14-diamond halo. It's also more of an oval shape than the circular rings owned by Eugenie and Gaga.

According to Mobley, the diamond-halo style that the three rings share "represents enduring love" and will "be in style for a long time to come."

Read more:How engagement rings have changed over the past 100 years

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Considering recent news that millennials are changing marriage statistics nationwide — with people being more selective and waiting longer to marry — it should come as no surprise that young people are breaking with tradition in other ways, too, when it comes to tying the knot.

Rather than spending $6,351 on average for a wedding ring, people in the US are opting for more modern, unique, and personalized options to symbolize their love and commitment.

Here are 10 great options if engagement rings are not your style.

Matching tattoos are definitely a commitment.

You can still use your ring finger to signify your engagement even if you don’t get a ring. Some couples are getting matching tattoos on their ring fingers, according to the Independent. In fact, the #weddingtattoo already has over 6,000 posts on Instagram. 

This is a typically cheaper route that is also much more permanent. 

Invest the money.

In 2014, Tara Siegel Bernard broke down for the New York Times what would happen if you invested the cost of a high-quality engagement ring. 

She wrote:

But let’s just pretend for a moment that you invested $12,700, or the current benchmark price for a high-quality one-carat diamond, according to the Rapaport Diamond Index, an industry benchmark for diamond prices. In a portfolio of 60 percent stock funds and 40 percent bonds with a real return of 4%, that $12,700 would rise to about $27,830 after 20 years, and nearly $41,200 after 30 years (that’s after inflation), according to calculations by Vanguard.

Start a personal "honeyfund."

According to Time magazine, today, nearly four in 10 brides have an online "honeymoon fund," where, in lieu of gifts, they ask friends and family to donate money for their honeymoon. This growing trend signifies an even bigger truth, people are beginning to put more emphasis on the importance of a honeymoon. 

Marie Hartwell-Walker, Ed.D. wrote on PsychCentral that honeymoons are important as they are a "celebration of their new identity as a married couple."

• Recently, a woman "ring-shamed" herself on Facebook.
• The woman found the ring her boyfriend plans to propose with in his nightstand — and she was not pleased.
• Ring-shaming is when you criticize a person's wedding or engagement ring.
• The Facebook post has gone viral, especially on Reddit.
• It's just another part of the materialistic wedding culture that has taken hold of deepest recesses of the internet.

Weddings can really bring out all sides in people. And if you're new here (hello!), let me introduce you to the relatively new concept of "ring-shaming," which is exactly what it sounds like.

There are scores of Facebook groups devoted to the phenomenon of criticizing strangers' wedding or engagement rings.

One woman, however, took the trend to the next level by ring-shaming herself in a now-viral Facebook post. The post was also shared on several subreddits, where people were floored.

The original poster found the ring her boyfriend planned to propose with in his nightstand — and she was not pleased.

"Found this in the BF's nightstand. Not a fan," she wrote in her Facebook post. "Please roast and then tell me how to tactfully say no you need to go get something different."

The woman's name and the Facebook group have been redacted, but it seems that it's part of the group's custom to post your own ring on Fridays for a healthy dose of self-deprecation.

Read more: A couple took wedding photos of themselves appearing to be held at gunpoint in the 'Congo ghetto,' and people think it's deeply offensive

This particular screenshot was posted to the subreddit r/Choosingbeggars and r/Nicegirls over the weekend, where people had a lot of thoughts.

Many think the potential bride-to-be crossed a line.

"I hope the guy sees this and breaks up. Seriously if that's the type of person she is nobody should marry her until she fixes her attitude," one person wrote.

"What is it with engagement rings anyway? They're not going to be worn for a very long time, they are replaced by yet another expensive ring, and some messed up guides claim you should pay around a month's income on one. Money that could be invested in a bigger, better wedding, or a couple vacation, or a savings account for the couple's future kids," another commenter wrote.

"This lady deserves to get shamed not the ring," one user joked.

But some people said they understood where the poster was coming from.

"I think she's justifiably asking for advice. 'How do I tactfully say no, you need to go and get something different?' And the answer is for her to say 'Hey hun, you should go and get some different girlfriend,'" one person on the Choosing Beggars subreddit said.

Several people said ring-shaming groups promote an unhealthy culture.

"Groups like this are just 100000% bad news," a commenter wrote. "Someone posts a ring that's really nice and clearly worth a lot saying, 'lol look what my boyfriend got me he's so cheap' and then everyone adopts that mentality and it just becomes a nasty pit of narcissism and hatred."

"You could literally give me an onion ring and I would marry your a-- if I was truly in love with you. What's wrong with some entitled people?" another person wrote.

And although ring-shaming might be new to the uninitiated, this isn't the first wedding story to cause a controversy online.

In October, there was the wedding photographer who was criticized for shoving the bride's stepmother in order to get a photo. And earlier this year, people were confused by a wedding planner's bizarre list of "rules and regulations," aghast when a bride didn't understand why her African American friend didn't want to attend her wedding at a plantation, and thoroughly upset by the bride who pranked a bridesmaid by asking her to wear a $188 yellow "monstrosity."

True love. It's so pure. So good.

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• Nicole Wegman started Ring Concierge, a fine jewelry business specializing in bespoke engagement rings, in 2013 by posting and selling diamonds on Instagram.
• The biggest misconception Wegman sees when people buy diamonds is understanding the four C's: cut, clarity, color, and carat weight. She said most people want a colorless diamond without inclusions.
• Wegman likes to suggest prioritizing carat weight in the budget over color and clarity.

There's a lot to consider when buying an engagement ring. That's part of the reason Nicole Wegman started Ring Concierge on Instagram in 2013 — to create bespoke engagement rings for women, by women. 

Now, Wegman and her NYC-based team of six sell hundreds of engagement rings a year. The fin-jewelry business specializes in custom engagement rings that start at $10,000 and can go into the six figures. For comparison, the average cost of an engagement ring in the US is $6,000, Wegman told Business Insider. 

Wegman said the biggest decision behind each ring is, unsurprisingly, the diamond itself — but that people come in with certain misconceptions, too.

"The biggest misconception is, people will come in and say, 'I did research online and I read about the four C's and I think I need to have a colorless diamond with barely any inclusion,'" Wegman said.

Read more:Millennial attitudes are forcing a massive change in the diamond industry

The four C's refer to a diamond's cut, clarity, color, and carat weight. Diamond clarity reflects a lack of blemishes or inclusions, which many stones naturally have. The GIA International Diamond Grading System assigns grades that range from flawless to obvious inclusions, which affects the stone's value.

"In reality, I always suggest dropping lower in color and clarity and allocating a bit more of the budget toward carat weight," she continued.  

Part of the Ring Concierge experience is a one-on-one meeting with Wegman and her team, whether that is in person or remotely. Wegman sees clients that come in and request a specific grade of diamond with a set budget. But when they try on the diamond they think they want, she said they are often times underwhelmed.

"They say 'this isn't as big as I thought it was going to be.' And I'm like, 'you know what, for the same price you can get a three-carat diamond if you're just a little more flexible with color and clarity,'" Wegman said. 

Creating a ring that suits the client's tastes — and their lifestyle

Once a diamond is chosen, Wegman works with clients to understand how the ring will be worn to create a setting that is fashionable, durable, and timeless — but also lifestyle-appropriate.

"Let's say they want the thinnest possible ring covered in diamonds ... but they have three kids, they go to the gym every day, and they never take their ring off. That's probably not the best decision," Wegman said. "That's too delicate a ring for your lifestyle. So, we'll think of ways to get them that look they want, but cater towards the way they are going to be wearing it."

Wegman added: "We like to get clients the most bang for their buck without sacrificing the look of the ring. So, we like to find ways to drop down on the paperwork a little bit, not have it impact the diamond visually, and then just get them a large carat weight — which, ultimately, the women want."

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• Since 2013, Ring Concierge founder Nicole Wegman has been creating bespoke engagement rings and selling them on Instagram.
• Wegman said some clients hyper-focus on the four-C's and overspend on small diamond details that are barely visible. 
• To get clients the best bang for their buck, Wegman suggests they allocate the majority of their budget toward carat weight, instead of color or clarity. 

There are lots of details to consider when buying an engagement ring— but Nicole Wegman of Ring Concierge said that, all too often, people focus on the wrong ones.

Since 2013, Wegman has been creating bespoke engagement rings and selling them on Instagram. Ring Concierge designs hundreds of engagement rings a year, with sales starting at $10,000 and reaching as high as six figures.

When asked about common mistakes that people make when buying diamonds, Wegman said it comes down to which details clients spend their money on.

"I hate when people overspend on things that you can't see," Wegman told Business Insider. "If someone is paying for all of these little details in the diamond and maybe the diamond is perfect but it is tiny, it's not necessary."

"You're walking around with a piece of fine jewelry, so let's just focus on what it's actually going to look like," she continued.

Read more: A woman who sells 6-figure engagement rings through Instagram says there's a big misconception about the 4 C's of buying diamonds

The first detail Wegman focuses on is the diamond. She said several clients come to her with a misconception about the four C's of diamonds — cut, clarity, color, and carat weight. If clients spend too much time obsessing over the four C's, they get caught up in minute details and won't end up with what they ultimately want: a bigger diamond, Wegman said.

"I always suggest dropping lower in color and clarity and allocating a bit more of the budget toward carat weight" she said. "So we like to find ways to drop down on the paperwork a little bit, not have it impact the diamond visually and then just get them a large carat weight which ultimately the woman wants."

The shape of the ring makes a big difference in the price tag, too.

"Round cost 25% more than all other shapes. So, when we explain that to them and we show them 'here's an oval that's 25% less,' and actually appears larger than the round, they start to gravitate towards these other shapes," Wegman said. 

Ultimately, the Ring Concierge team aims to be the female voice in appointments and to ensure clients are getting the biggest bang for their buck. 

"We can help guide the men to purchase rings that we would like because we know that’s probably what their girlfriend is going to like," Wegman said. "We've never had a girl come back in and say he went too big. We have had a few people come in and say, 'alright, how can we go bigger.'"

SEE ALSO: A woman who sells 6-figure engagement rings through Instagram says there's a big misconception about the 4 C's of buying diamonds

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• Ring Concierge founder Nicole Wegman designs and sells bespoke engagement rings on Instagram and advises clients to allocate budgets toward carat weight, not color or clarity.
• A round diamond is the best-selling shape for engagement rings, but it is not a best seller at Ring Concierge: the classic look costs 25% more than all other shapes.
• Wegman said she aims to provide clients with the biggest bang for their buck without sacrificing the look of a ring. 

Since 2013, Nicole Wegman's company, Ring Concierge, has designed engagement rings and sold diamonds on Instagram. As a New York City-based jeweler, she caters to clients looking for the latest trends. Each year she sells hundreds of custom rings ranging from $10,000 to six figures and advises clients to get the biggest bang for their buck without sacrificing the look of a ring.

And, in large part, that question comes down to the diamond shape a client chooses.

Round diamonds are the best-selling shape for engagement rings, Wegman told Business Insider. Notably, though, they are not a best seller at Ring Concierge — the classic look costs 25% more than all other shapes, she said. 

"When we explain that to them, and we show them 'here's an oval that's 25% less, and actually appears larger than the round,' they start to gravitate towards these other shapes anyway," she said. 

For the most part, Ring Concierge sells fancy shapes — ovals, emerald cuts, radiant, and antique diamonds. Much like fashion at large, engagement ring trends are impacted by celebrities; Wegman said that after Blake Lively got engaged with an oval diamond, ovals were in high demand. 

"We're showing women there are other shapes besides the round," Wegman said. "You can get something a little more unique, you can get something a little more interesting. You don't have to wear a round Tiffany-style solitaire like everyone else is wearing."

Read more:  A woman who sells 6-figure engagement rings through Instagram says lots of people make the same mistake when buying diamonds — and it comes down to which details they overspend on

Wegman meets with every client in person or remotely for a design session. If a woman is absent from an appointment, Wegman and her team provide a female voice during consultations. She said they take care to ensure a ring has everything a woman is looking for.

"We’ve never had a girl come back in and say he went too big. We have had a few people come in and say, 'alright how can we go bigger,'" she said.

"I've made settings with over 170 tiny diamonds set all over it," Wegman continued. "So we definitely have these more lavish designs but we still try to keep things tasteful and fresh. We don't like them to feel gaudy and over the top. Even if you can afford, you know, a $200,000 ring, you don't want to look like that gaudy lady walking down the street."

SEE ALSO: A woman who sells 6-figure engagement rings through Instagram says there's a big misconception about the 4 C's of buying diamonds

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• When it comes to choosing an engagement ring, many people choose white gold over platinum.
• One bespoke jeweler, however, sees this as a mistake.
• White gold has rhodium plating that will wear away over time, meaning the ring requires more maintenance than a platinum equivalent.
• Thanks to prices converging, platinum is now only slightly more expensive than white gold.

Asking someone to marry you can be one of the most nerve-wracking moments in a person's life.

Even the most progressive of couples often find themselves feeling surprisingly traditional when it comes to proposals, finding a desire either to get down on one knee or be proposed to themselves.

But of course, the focal point of a proposal is the ring.

While one man recently decided to propose with a choice of six rings, most pop the question with just the one. And choosing the right one can be difficult.

An engagement ring should be personal, so it's hard to come up with hard and fast rules on how to pick one.

But according to a bespoke jeweler, there are certain mistakes everyone should avoid.

The main one? Choosing white gold over platinum.

Read more: A woman who sells 6-figure engagement rings on Instagram says there's a simple way to buy diamonds that look bigger for a lower price

If your partner favors silver jewelry over gold or rose gold, it can be tempting to get the person a white gold engagement ring. But in the view of Nikolay Piriankov, the founder of the bespoke jeweler Taylor & Hart, this is in fact an error.

"Most people aren't aware of the difference between the two," Piriankov told Business Insider. "They look the same, but the reality is that there's no such thing as white gold in nature."

White gold is in fact yellow gold that has been blended into an alloy with other metals to give it its color, then given rhodium plating on top of that.

The trouble is, that plating doesn't last, meaning a white gold ring requires a lot of upkeep.

"Over time, the plating wears away and you have to take a white gold ring back to have it replated," Piriankov said. "It's an ongoing thing you have to be aware of."

With that in mind, platinum — which makes up 80% of Taylor & Hart's sales — is often a better choice.

While platinum is a little more expensive than white gold, it doesn't cost as much as it used to, with the prices of the two having converged.

"Platinum used to cost almost double white gold, but now it's only about £100 or £150 ($128 or $192) more," Piriankov added.

Unlike white gold, platinum is a naturally white metal — 95% of a platinum ring is pure platinum, with the remaining 5% being other white metals that make the ring more workable.

In contrast, 75% of a white gold ring is yellow gold mixed in with metals like palladium and silver, which give it the silverish color.

"There's nothing wrong with white gold," Piriankov said. "But given the small price difference, platinum is better value for the customer in the long term."

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• Buying an engagement ring is exciting, but it takes a lot of research. Paying for the ring is something you'll need to consider, too.
• There are a few different ways to pay for a ring, including saving and paying outright or taking out a loan.
• One of the easiest ways to pay without depleting your cash reserves — and without having to pay interest or loan fees — is to use a credit card with a 0% introductory APR. That way, you can take your time to pay without having to pay interest (until the introductory period is over).  
• There are a few options, but our choice for the best card with a 0% introductory APR is the Chase Freedom Unlimited. After the 15 month 0% introductory period, a variable 16.99-25.74% APR applies.

Buying an engagement ring is a big deal. It's a thing that takes research, patience, and decisiveness. As Josh Marion, a vice president at Ritani, an online diamond and jewelry retailer pointed out in an interview with Business Insider, buying an engagement ring "is a decision on par with buying a car or a house — you can't just jump into it."

Of course, whenever you start thinking about an engagement ring, it's not long before the cost comes into play.

Whenever you decide you're ready to propose to that special someone, how much you spend on the ring, whether you're resetting a diamond that has been in your family for generations or buying a new one, is a personal decision. There's a ton of advice out there, and plenty of schools of thought, but there are no hard and fast rules; ignore anyone who tells you that you absolutely have to spend three months' salary, or that you have to spend a certain amount for each year you've been together. 

However much you decide to spend, though, chances are it'll be a lot — likely the most expensive thing you've ever bought. When I proposed to my (now) wife, that was certainly the case — not counting college and grad school, of course.

One thing that's for sure, though, is that you shouldn't spend outside of your means. When you're ready to pop the question, and in a financial position to do so, there are a few ways to pay for an engagement ring.

The first, and most obvious, is to save up enough money and buy it outright. However, there are reasons you may not want to do this. For instance, you may want to keep a cash cushion in case of emergency, rather than committing to spending it all at once. After all, that's why people finance things like new appliances or cars.

The next option is to finance the ring with a loan arranged through your jeweler. Using loans to make major purchases and keep cash on hand can be a smart financial move, and in some cases, the loans offered by your jeweler may fit your needs. However, other times they may not have the best terms or interest rates, and you generally won't get any cash back or rewards on the purchase.

Fortunately, there's a third option, which is what I went with. Instead of taking out a traditional loan, or financing a ring through a credit card offered by the jeweler, you can open a new credit card that has a 0% introductory APR on purchases for a certain amount of time. 

When I bought the ring, I opened a card that had that introductory APR for the first 15 months. That meant that instead of paying cash all at once, I was able to charge the ring to the card, and pay it off over a bit more than a year without having to pay any interest. As a nice cherry on top, I even got a signup bonus for opening the card, and cash back on the ring itself, which I was able to put right toward paying it off.

It was basically free money for buying the ring.

The key is that you make sure you pay off the whole thing before the introductory APR ends and the normal one becomes effective. In my case, I decided to be safe and divided the total cost of the engagement ring by 14. I paid that amount each month, and that way, I was finished paying off the whole thing a month early.

A great feature is that you have extra flexibility if you go this route. If you come into some extra cash, or decide that you want to just finish the payments from savings, you can pay off the balance in full at any time.

While there are a few different cards that offer introductory APRs, the one I would pick now is the Freedom Unlimited card from Chase.

That's because in addition to offering a long 15-month term on the 0% introductory purchase and balance transfer APR (which goes up to a normal 16.99-25.74% variable APR afterward), it offers 1.5% cash back on every dollar spent, and a sign-up bonus of $150 when you spend at least $500 in the first three months of opening the card. 

Put another way, if you were using the card to finance a $3,000 purchase, you'd get $195 total cash back.

Plus, if you have a premium card from Chase, like the Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred, you can turn your Freedom Unlimited's cash back into Chase Ultimate Rewards points instead, and move those points to the premium card. That way, you can do things like transfer the points to frequent flyer partners, which is usually a much more lucrative way to use them than as cash back.

Regardless of which route you choose to go toward paying for the ring, this is an exciting time, but you have a lot of research to do. If you’re not sure where to start, Ritani offers a number of guides on picking out diamonds and settings, as well as how to go about actually buying the ring.

Click here to learn more about the Chase Freedom Unlimited card from Insider Picks' partner The Points Guy.

DON'T MISS: The best credit card rewards, bonuses, and perks

SEE ALSO: Here’s how to make credit cards work for you — instead of the other way around

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• Chris Pratt and Katherine Schwarzenegger are engaged.
• The celebrity couple announced their betrothal in an Instagram post on Monday.
• In the photo, Schwarzenegger could be seen wearing a stunning engagement ring beset with an enormous diamond.
• A diamond expert told INSIDER that the diamond weighs at least five carats and estimated its value to be between $350,000-$400,000.
• Other experts said the value could even be as high as $750,000 if the diamond exceeded five carats.

Chris Pratt and Katherine Schwarzenegger announced their engagement this week— and her sparkling ring has the diamond world buzzing.

Pratt announced his betrothal to Schwarzenegger with a touching Instagram post on Monday.

"Sweet Katherine, so happy you said yes! I'm thrilled to be marrying you. Proud to live boldly in faith with you. Here we go!" Pratt captioned an Instagram post of the pair kissing.

In the post, Schwarzenegger can be seen wearing a stunning engagement ring beset with an enormous diamond.

In a note sent to INSIDER, Josh Marion — VP at high-end jewelry brand Ritani and a diamond expert with 20 years of expertise — said that the ring was worth at least $350,000.

"Ms. Schwarzenegger's engagement ring appears to be an oval-shaped diamond that weighs at least five carats that is set in a petite platinum setting to maximize the sparkle of this stunning diamond," Marion wrote.

"The color and clarity on this diamond are both very high making this exceptional diamond to appraise for at least $350,000 to $400,000."

Marion's estimation is supported by other experts, too.

"At a quality befitting a Guardian of the Galaxy, we're easily talking about several hundred thousand dollars," Michael Fried, CEO of Diamond Pro, told Money magazine.

"The workmanship on this ring is fantastic,"added Benjamin Khordipour of New York-based Estate Diamond Jewelry. "The mounting was hand-crafted for the center diamond."

The ring could be worth even more if the diamond exceeds five carats. Experts from James Allen jewelry told Refinery29 that the ring could be worth up to $750,000.

To sum up, what we're looking at is a very high-quality band and mounting, which was tailored specifically for a very sizeable rock indeed.

Pratt has had a lucrative career since rising from sitcom "Parks and Recreation" to the upper echelons of Hollywood's leading men and women. Forbes reported in 2016 that the actor had raked in $26 million that year from his role in "Passengers" and a favorable deal in "Guardians of the Galaxy 2."

Meanwhile, Katherine is one of five Schwarzenegger children — the father of whom, Arnold, is estimated to be worth around $300 million, according to Bankrate.

It doesn't sound like the couple are struggling for cash, at any rate.

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• Redditor u/oprayerman shared a cautionary tale about sleeping pills on the TIFU sub on Tuesday.
• OP took four Ambien and woke up engaged to his girlfriend.
• He did not remember proposing, nor did he recall changing his Facebook status to "engaged" after he’d woken up.

Be cautious when taking sleeping pills. They may cause you to sleepwalk, hallucinate, or accidentally propose to your girlfriend.

At least that’s what happened to u/oprayerman, who says he recently took four Ambien and woke up to find he was newly engaged. He to the TIFU (‘Today I F--ked Up’) subreddit to share his cautionary tale, adding that luckily, he did intend to propose to his partner at some point...just not with that ring, and not on that day.

OP kicked off his story (edited for length and clarity) with a disclaimer:

"I want to start off with saying that AMBIEN is the strongest drug/hallucinogen I've ever tried and you should not f-- with it."

"Anyways, one night I just couldn’t sleep, so I decided to take 4 10mg Ambiens (I’m an idiot) and I had an engagement ring in my drawer that I traded for some other jewelry because I buy and sell stuff on Craigslist.

The next thing he remembered was seeing the ring on his now-fiancée’s finger. He had no recollection of sharing the good news on his social media.

"Anyways, long story short, I woke up and she was wearing the ring on her finger and had explained what had happened and I was just shook because I couldn’t remember sh--. I go on my Facebook and apparently my Ambien drugged brain changed my relationship status to engaged and it got 150+likes before I f--kin saw it."

Having found himself engaged far sooner than planned, OP decided to share his experience with Reddit, along with a health warning:

"I had not planned on being engaged with my girlfriend for another year and a half and probably would’ve gotten her a better ring but ambien sped up the process ten folds. Warning: if its 3am, and you can't sleep, DO NOT TAKE AMBIEN."

The story prompted dozens to share their own sleeping pill-fueled mishaps.

"I stopped taking Ambien when I woke up to a confirmation email from Amazon that I'd ordered 'Dr. Quinn Medicine Woman, The Complete Box Set' at 3:00 a.m.," wrote u/stephschiff.

"A friend of a friend took too much Ambien once and woke up with a brand new Lexus in his driveway. Said it was his ‘dream car’ anyways. He still drives it to this day lol," wrote u/Lilo_andSkulls.

"The last time I took Ambien, I went to a grocery store near my house and got the cops called on me for bothering the customers. I was told I was going up to people speaking gibberish. I woke up strapped to a gurney with an IV and catheter," wrote u/hole_in_the_head.

"I stopped taking Ambien after I put Flash Gordon on one night, took a couple right when the theme song comes on at the beginning, and "woke up" drunk at a party in the next town over with the sun coming up. I lost around eight hours, and there are so many ways I could have died — not the least of which being that I drove there," wrote u/Cosmic-Engine.

And u/SmartyMcPie recalled what happened when his girlfriend’s dad accidentally switched her Xanax for Ambien before a long flight:

"My girlfriend has anxiety on airplanes. She has a prescription for Xanax. Her dad accidentally switched them for his Ambien. She took 3 to calm her nerves. I knew something was off when she just slumped on me like a dead body. She ended up going on a full blown psychedelic trip on the airplane. She didn’t recognize me, like she was confused and frightened at my face, claiming a had a "Pokémon nose". I had to play guru (grateful for my teen years for preparing me for this situation). I calmed her down, put my Ray-Bans on her, wrapped her up in a blanket and put some cartoons on for her. She then had a grin the the Cheshire Cat. When the flight attendant came by and asked us what we would like to drink, she loudly whisper-yelled ‘TACOS, PLEASE!’ I explained again that it was Tazo tea she had seen on the menu. Given sometime, she calmed down and sobered up. The older lady who was sat with us was not amused."

Though, truth be told, most of the comments voiced utter astonishment at the fact that OP had managed to take four 10mg Ambien without losing his mind entirely. The main takeaway here is to be really, really careful when taking sleeping pills.  u/CouchToad said it best: "Do not take FOUR Ambien you dumb donkey."

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• Instagram influencer Caroline Calloway's fans say her plans for a $165 seminar were 'over her head'

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• Meghan Markle's engagement ring has resulted in a huge spike in trinity rings, according to a bespoke jeweller.
• She is not the only royal bride to have influenced ring styles — halo rings, as seen on the fingers of the Duchess of Cambridge and Princess Eugenie, have also grown in popularity over recent years.
• Jason D’Heureux, creative director of the bespoke jeweller Taylor & Hart, told us how recent royal nuptials have impacted the industry.

When Prince Harry proposed to Meghan Markle, he did so with a stunning engagement ring he designed himself.

The impressive sparkler is a yellow gold trilogy ring — it has one main diamond sourced from Botswana, and two smaller ones, each from Princess Diana's jewellery collection, on either side.

According to a bespoke jeweller, this style has massively increased in popularity since the Duchess of Sussex's ring was revealed to the world, and trilogy is now one of the most popular engagement ring styles.

"Originally made popular with its wonderfully romantic sentiment of three stones representing the past, present, and future, trilogy engagement rings have been on a stratospheric rise in popularity since the engagement and the subsequent marriage of Meghan Markle to Prince Harry," Jason D’Heureux, creative director of the bespoke jeweller Taylor & Hart, told Business Insider.

Read more: A bespoke jeweler says there's a good reason you shouldn't choose a white gold engagement ring

He added that typically, all three stones are the same shape, but Prince Harry instead chose an elongated cushion diamond flanked by round diamonds.

"It's an impressive pairing that has inspired others to create their own unique shape combinations," he said.

"Trilogy styles tend to have more presence on the finger because they use larger side diamonds that give off more sparkle, usually without small diamonds on the band. Steeped in sentiment and elevated by a royal, trilogy engagement ring styles are concurrently classic and bold."

Markle's ring isn't the only one to influence engagement trends — halo rings have grown in popularity and are now the most popular style at Taylor & Hart, which is likely due to the Duchess of Cambridge and Princess Eugenie's rings.

"Originally designed to make the centre diamond look larger by encircling it with small round diamonds, the halo engagement ring style has metamorphosed into so much more," D’Heureux explained.

"Variations like using different diamond shapes or sizes in the halo creates dimensionality to any design. Diamond halos around centre coloured gemstones serve as an icy contrast to its vibrancy and adds a luxurious wow factor to the ring."

He added that Kate Middleton and Princess Eugenie's rings are "perfect examples of this modern variation."

"People are experimenting more with colour and using coloured gemstones as the accent halo gemstones, typically chosen because the coloured gemstone is special to their love story."

The Duchess of Cambridge's sapphire ring originally belonged to William and Harry's mother, Princess Diana — when Prince Charles proposed to her, he offered her a choice of a selection of rings, and she chose the sapphire and diamond halo ring, according to Harper's Bazaar. 

As for Princess Eugenie, her husband Jack Brooksbank proposed without a ring, and the couple designed the pink padparadscha sapphire and diamond halo ring — which bore a striking resemblance to her mother Sarah Ferguson's—  together.

Brooksbank told the BBC: "Why I loved it so much is because it changes colour from every different angle that you look at it, which is what I think of Eugenie. That she changes colour and is just so amazing. And we thought that was an amazing sign."

SEE ALSO: The 4 mistakes you're most likely to make when choosing an engagement ring

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• A jeweller is hiring a couple to travel the US for six months in search of perfect proposal spots.
• The lucky couple will get 48 hours in six different locations.
• They'll also have a budget for travel, accommodations, meals, and activities as they search for ideal places to pop the question.
• The deadline to apply is Valentine's Day.

Getting engaged involves a great deal of detail these days. Not only do you need to find the perfect mate, but you also need to find the perfect ring and the perfect setting to propose. However, one jeweler is hoping to help couples with at least that last problem by finding the ideal destination to pop the question.

Robbins Brothers, The Engagement Ring Store, announced its plan earlier this week to hire one couple to traverse the United States over six months to scout and identify the perfect proposal spots.

"We are always looking to elevate the engagement ring shopping experience we offer at Robbins Brothers, and a big part of that is the assistance we offer in planning the perfect proposal," Chris Weakley, VP of Marketing for Robbins Brothers, said in a statement. "We decided that the best way to gather some new, unique ideas would be to hire a couple to travel together in select cities over a six-month period to uncover the most unique and romantic proposal spots."

Read more:A male model proposed to his girlfriend with 6 different rings and let her choose which one she wanted

Here's how the job will work: One couple will be selected to travel to six US cities over six different weekends. This way, applicants can still work their normal jobs while fitting in the travel gig of a lifetime on their days off. At each spot, the couple will have 48 hours to find and document the most romantic locations to pop the question. The couple will be given a budget for travel, accommodations, meals, and activities to help on their hunt as well.

To qualify for the gig, couples must already be active social media users, willing to contribute content about their experiences, and, of course, be willing to travel. And, applicants are encouraged to apply as a couple or with a partner, however single people will not be disqualified.

Interested? All you need to do is apply here by — you guessed it — Valentine’s Day.

Read more:A bespoke jeweller says Meghan Markle has caused a 'stratospheric rise' in the popularity of trinity engagement rings

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• INSIDER recently spoke with runway stylist and jewelry expert Tanya Dukes to learn more about 2019's biggest engagement ring trends.
• According to Dukes, diamond halos with unique shapes are surging in popularity.
• Fancy-cut diamond rings are another huge trend right now, thanks in part to celebrities like Priyanka Chopra and Hailey Baldwin.
• Yellow gold and multi-stone rings are also trendy options after Meghan Markle's engagement ring famously included both features, Dukes said.

Picking out an engagement ring can be overwhelming if you're not sure where to start. These days, there are countless combinations of stones, settings, and bands to choose from, both in stores and online.

To help narrow down your search, INSIDER recently spoke with runway stylist and jewelry expert Tanya Dukes and learned more about 2019's biggest engagement ring trends.

If you know your partner wants something a bit more modern, find out what's in fashion below, from fancy-cut diamonds to yellow gold.

Diamond halos are surging in popularity.

Rings with halo settings feature center stones encircled by several other stones, typically in circular or rectangular shapes.

Accentuating a center stone with a diamond halo is one way to distinguish your engagement ring from others, especially if you opt for a classic round diamond, Dukes told INSIDER.

Many couples are choosing halos with unique shapes.

According to Dukes, there has been boom in "imaginative" halo styles from floral to geometric to lacy — "all of which complement the uniqueness of natural diamonds."

Fancy-cut diamonds are a huge trend right now.

A fancy-cut diamond — any type of cut that is not round — "has an eye-catching, glamorous look that feels a little unexpected," Dukes said.

Since "large, natural diamonds are increasingly rare," Dukes added, a fancy-cut stone is a great choice if you want your engagement ring to "make the biggest impression possible."

Not to mention, stones with elongated shapes like marquise, oval, and pear-cut diamonds "often look larger than round diamonds of a similar carat weight," she said.

• UK discount shop Poundland has sold 20,000 fake engagement rings in one week.
• It says its "Bling Ring" range is so popular that it is now the UK's biggest engagement ring retailer.
• The £1 ($1.30) rings come in four styles and a number of sizes.
• Poundland says people are using them as "placeholders" until they can afford the real thing.

A British equivalent of a dollar store has sold 20,000 fake engagement rings which it says people are using as placeholders until they can afford to buy a real one.

Poundland, which has 850 stores across the UK and Ireland, launched its £1 ($1.30) "Bling Ring" range in January, and it was so popular that the shop now claims to be the UK's biggest engagement ring retailer.

The rings are available in four designs and come in a number of sizes.

Selling 20,000 rings in just one week, the company claims that 17% of all engagement rings that will be given this year have come from Poundland.

It added that people are using the cheap rings as "an excuse to pop the question and make it official before they save up to purchase the real thing."

Even better, the shop, which sells a range of items from 50p ($0.60) to £10 ($12.90), even extended its return policy so that customers can return the ring up to one year after their purchase for a full £1 refund, should they end up buying a real diamond ring.

Poundland's jewellery and Valentines buyer Frances O'Sullivan said: "Thousands of Brits are already quids in thanks to the £1 proposal.

"It's clearly a gem of an idea and the nation agrees."

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• Hailey Baldwin and Justin Bieber are on the March 2019 cover of Vogue, photographed by Annie Leibovitz.
• This is the couple's first official photo shoot as a married couple.
• Baldwin wore a white bridal-style Prada gown for the shoot, which she paired with a light "no-makeup"makeup look. 
• At her side, Bieber showed off his elaborate tattoo sleeve, while Baldwin revealed a close look at her eye-catching ring.

Hailey Baldwin and Justin Bieber have kept a low-profile since getting married in September 2018. They've been photographed in candid shots of their day-to-day life, but the duo just made their magazine cover debut as a married couple.

Vogue just revealed the cover of its March 2019 issue, and it features the newly-married couple embracing during a photo shoot by Annie Leibovitz.

Baldwin is wearing a white bridal-style gown by Prada with large sparkling embellishments on the side. She also keeps her makeup light and low-key for a minimal "no-makeup" makeup look.

Bieber is at her side, wearing shorts by Dior Men and showing off his elaborate tattoo sleeve.

The photo is the closest the couple has released to an official wedding portrait, and Baldwin's eye-catching ring steals the show. Gemologist and diamond expert Grant Mobley told INSIDER that the ring has an estimated cost of $600,000 when she first debuted the ring on the cover of Vogue Mexico in August 2018.

Read more:Hailey Baldwin showed off her massive engagement ring from Justin Bieber on the cover of Vogue — and it's reportedly worth $600,000

The couple tied the knot at a New York City courthouse back in September 2018, though TMZ reports a more traditional wedding ceremony is planned for later in 2019.

See the couple's full photo shoot and interview over on Vogue.

Visit INSIDER's homepage for more.

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